Spects of travel insurance:
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Trip Cancellation/Interruption:
- This coverage reimburses non-refundable travel expenses if a trip is canceled or interrupted due to unforeseen events such as illness, injury, or death of the traveler or a family member.
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Emergency Medical Expenses:
- Provides coverage for medical expenses incurred due to unexpected illnesses or injuries during the trip. This can include hospital stays, doctor visits, and emergency medical evacuation.
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Baggage Loss/Delay:
- Reimburses travelers for the loss, theft, or damage of their baggage. It may also provide compensation for essential items in case baggage is delayed.
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Trip Delay:
- Covers additional expenses incurred due to trip delays, such as accommodation and meals, usually caused by factors like severe weather, natural disasters, or transportation issues.
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Emergency Evacuation/Repatriation:
- Covers the cost of emergency medical evacuation or repatriation to the home country in case of a serious injury or illness that requires specialized medical care.
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Travel Assistance Services:
- Offers assistance services, including access to a 24/7 helpline for travel-related information, emergency assistance, and coordination of services.
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Travel Accident Coverage:
- Provides a benefit in case of accidental death or serious injury during the trip, typically in addition to other coverages.
